Jellow, thanks for the comment! I agree completely that many people need medication and that medical care can be expensive. American medical care is admittedly a weak spot in my knowledge because I’ve had the luxury of not having to worry about it for my entire life, until now. Since writing the Live on $1100/month article, I have made calls to medical insurers and talked with a handful of friends about the topic, trying to get a good grasp of the issues. You are right, though, that people have medical problems beyond their ability to prevent. Here’s another interesting take on the issue, and a look at how personal responsibility can help eliminate a lot of (but not all) medical issues: I spent a night at a polygamist ranch last week and talked about the issue with them, too. Through hard physical work, eating well, taking herbal supplements, and taking overall personal health responsibility, they stay physically fit and healthy. They can get away with not having medical coverage because they take care of themselves so well. If they have serious issues, they’ll go to the doctor and pay the bill, which in the long run ends up being less expensive for them than monthly medical coverage. More on this topic later…